Travel Insurance has become extremely popular over the last five years. Maybe it's due to our struggling economy that has made people anxious in protecting their valuables. It could also be the fear of something going wrong.

For most travellers, having insurance just takes most of their worries away. But be aware, all insurances aren't created equal. Some come with a very fine lining. If you're interested in insurance you should first know your coverage policy.

All insurance policies have different rules and exceptions. British Insurance Brokers' Association (BIBA) conducted a research, including 15 single-trip policies. The results were astonishing.

What was excluded and not in plain sight was even more staggering. Read the 10 key areas to watch out for. And never be afraid to call your insurer to double check.